Please spend the next five minutes, or so, to share your thoughts.
-Mr. Pearson
We have already learned a lot during the first few weeks of school. We've discussed topics such as the rule of 72, principal and interest, financial planning, and saving and banking. Here is your opportunity to ask any questions you may have about content we've already discussed. Maybe you want to learn more about something we briefly talked about. At the very least, you need to describe what you hope to learn the remainder of your time during this class. As a reminder, you may always view what we are intended to learn in this class
Please spend the next five minutes, or so, to share your thoughts. -Mr. Pearson
193 Comments
Shaw,Austin
9/3/2013 10:51:26 pm
I would like to learn how to be good at banking.
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calvin hamel
9/5/2013 10:55:34 pm
go to school
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Dylan
9/6/2013 12:20:27 am
pay attension in this class and you will find some ways to become good at banking
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Shaun Monroe
9/6/2013 12:24:05 am
I would like to know also.
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Ben McGregor
9/9/2013 04:22:54 am
ask your parents for help
calvin hamel
9/3/2013 10:51:47 pm
can I get more help on the rule of 72?
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Mr. Pearson
9/3/2013 11:36:26 pm
The rule of 72 tells you how long it will take to double your money. You take 72/interest rate. If you expect to earn 6% annually on $1,000, you take 72/6 to get 12 years. In 12 years, your $1,000 will be $2,000.
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jordan osborne
9/5/2013 10:52:32 pm
The rule of 72 tells you how long it will take to double your money.. You take 72/interest rate. If you expect to earn 6% annually on $1,000, you take 72/6 to get 12 years. In 12 years, your $1,000 will be $2,000.
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sam harper
9/5/2013 10:56:37 pm
the rule of 72 is simple take ur intreat rate say 12% and divide it by 72 .72/12equals 6 yeas for the princible 2 doble
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Shaun Monroe
9/6/2013 12:20:38 am
The rule of 72 is when you divide your perstnt of intrest with 72.
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Da'Jour Robinson
9/6/2013 12:21:17 am
Well the rule of 72 is basicly finding out how long it will take you to double your money.
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Adrienne Khattiya
9/3/2013 10:51:53 pm
I hope to learn more about other different ways to save money, and how we as teenagers can make money.
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Lim Chuol
9/5/2013 10:53:54 pm
Don't waste it on stuff you don't need, and get a job
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Drew Densley
9/6/2013 12:19:18 am
I'd get a summer-time job and deposit the majority of that money into a savings account. don't touch it, just collect the interest until you need it.
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Sam Watson
9/9/2013 04:24:39 am
A summer job is a very good idea. Just make sure though that the money you make goes into savings account
Brooklyn Deaton
9/6/2013 12:19:46 am
What I do is I babysit over the weekends and I put almost all of it in a savings account. I maybe keep 10 dollars with me.
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Crystal Velazquez
9/6/2013 01:14:45 am
How much do you make and how muihc do you have saved up ? good thing you dont have alot o f expenses to just keep 10 dollars.
Sam Watson
9/9/2013 04:25:59 am
It's always good to have a little cash on you, just incase something comes up but the majority should go into a savings account for when you really need it.
Leslie T
9/9/2013 02:24:10 am
You can save money by putting it in a bank.
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Gina Inthaboune
9/9/2013 04:20:02 am
Put it in the bank don't use it on stuff you don't need.
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Joseph Xiong
9/9/2013 04:21:24 am
One way of saving your money wisely, is putting your money in a bank, and to get a job early, so you can save more money.
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9/3/2013 10:52:03 pm
Well i dont really get any of the stuff were doing. Im not really that good at this stuff but i whould like to to get better
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Devon
9/5/2013 10:55:09 pm
Me too lol im lost
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max basham
9/6/2013 12:18:30 am
its all about keeping money
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Da'Jour Robinson
9/6/2013 12:18:50 am
Well all that you have to do to get better is pay closer attention and come on your free time to get the help you need. So that you get the better understandign of it.
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Smith, Patience
9/3/2013 10:52:14 pm
I would prefer to keep my grade at an A being since this class is easy. its helping me in my knowledge for plaining for my future and hopefully this knowledge helps me become more successful.
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amber riley
9/5/2013 10:54:39 pm
Yeah i want to keep my grade at an A to, because i think this class is pretty easy.
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Derek
9/3/2013 10:52:20 pm
I honestly don't understand the compound interest part in this class.
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Brooklyn Deaton
9/6/2013 12:23:08 am
Compound interest is where you have money an then that money gets interest then that interest an the money together get added then more interest gets add to that.
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Crystal
9/6/2013 12:23:58 am
I really don`t understand it either but it makes more since to me now . Its money that ucumaltes over time from your intrest and is added at the end from your on going balnce,.
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jordan osborne
9/3/2013 10:52:27 pm
I hope to learn about the stocks and how it works, if it is a good thing to get into and other stuff about it.
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Austin Shaw
9/5/2013 10:53:18 pm
I would also like to learn about the stock.
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Ben McGregor
9/9/2013 04:20:17 am
I would like to learn about stocks too.
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Tanner Freeman
9/9/2013 04:20:49 am
I am also interested in if stocks would be a good idea to get into
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Kaitlyn Bear
9/3/2013 10:52:38 pm
I want to learn about stocks, what they are, and what they do.
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selene
9/9/2013 02:25:18 am
i would like to learn more too i still dont really know what it is.
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Anferny Gardner
9/3/2013 10:53:11 pm
I would like to learn how to get a lot more money without using the rule of 72
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amber riley
9/3/2013 10:53:37 pm
I know what everything is that i learned on the modules and such. I understand banking and savings.
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Samantha Garman
9/9/2013 04:26:13 am
Yeah, before I started this class I thought I knew all I needed, but in my first day I learn a lot more about what the Cons for opening a Banking account.
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Glenda Nazarit
9/3/2013 10:53:57 pm
Off the top of my head there isnt really anything in particular i want to learn but im open to everything. I guess one thing i want to do though is save money on my own because i find it difficult at the moment to keep it in my back account. My mother has to save it for me. So maybe we could discuss more about saving and the CD's?
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Mr. Pearson
9/3/2013 11:38:31 pm
If you are having troubles saving, you might want to have a set amount taken out of your paycheck so that you aren't able to touch it. We can talk about how you are able to do that.
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Michael Scott
9/3/2013 10:54:09 pm
I was wondering how you buy stocks and which ones are better and why they are better? That is the only question I have for now.
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Mr. Pearson
9/3/2013 11:39:27 pm
We will discuss this briefly in a few weeks. We will actually have a stock market challenge.
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Justice
9/6/2013 12:21:58 am
I agree with you, It seems the best way to go if you want to make a lot of money over time.
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Derek Henderson
9/3/2013 11:58:25 pm
I understand this stuff well.
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Caitlin Killen
9/3/2013 11:59:08 pm
i am still confused about what you do to find the rule of 72.
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Patience Smith
9/5/2013 10:52:07 pm
The rule of 72 pretty much figures how long it will take you to double your money.
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Austin shaw
9/5/2013 10:56:16 pm
You divide 72 by the interest rate.
Michael Scott
9/5/2013 10:56:29 pm
Lets say you put $100 in a savings account ant the bank gives you 4% interst on that money. you devide 72 by the amount of interest to find how long it will take you to double that money. so you take 72/4=18. That means that it wuld take 18 years to double $100
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Anferny Gardner
9/5/2013 10:56:53 pm
what you do to find the rule of 72 is to divide 72 from the interest rate to find the rule of 72
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kimberly grimm
9/6/2013 12:18:23 am
I don't understand how to find the rule of 71
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Myracle
9/6/2013 12:21:26 am
The rule of 72 is really easy, all you do is take the interest rate and divide.
Diana Reyes
9/9/2013 04:22:42 am
The Rule of 72* is just 72 divided by the interest rate. It Will show how long it will take to double the the amount of your money.
Cristian Hernandez
9/6/2013 12:22:57 am
The way you find the rule of 72 is to divide 72 by the interest rate and the answer you get is how much time it will take to double your money.
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Kennedy Boston
9/9/2013 04:21:13 am
you divide 72 by whatever the interest number is.
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erika
9/9/2013 04:23:38 am
mr.pearson has these like um slideshows on the moduals were doing and yeah it explains it there...
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max basham
9/3/2013 11:59:17 pm
i would like to learn about banking
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Ben McGregor
9/9/2013 04:23:48 am
ask your parents
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Andrew Densley
9/3/2013 11:59:25 pm
I would like to learn the best, most full-proof plan to do well financially
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Kaitlyn Bear
9/5/2013 10:56:59 pm
To me, it sounds like budgeting is they key to do well financially in here, and everywhere.
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Andrew Densley
9/6/2013 12:22:25 am
Anything more specific about banking?
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Rochelle Bocox
9/9/2013 02:23:54 am
Banking is about how you put your money in the bank. It's like budgeting. You have to mange your money so you have enough in your bank to do the things you want.
Da'Jour Robinson
9/3/2013 11:59:32 pm
I would like to learn more way to save my money without happening to always keep it a saving account or bank.
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Dylan
9/6/2013 12:19:05 am
keep it in your house like a piggy bank or somewere safe
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Leslie
9/9/2013 02:22:12 am
Try to find a spot in your house where you think your money would be safe.
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Madison
9/9/2013 02:22:58 am
Keep it in a shoe box somewhere in your room and add maybe half of the money you get for savings and the other half to spend.
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Kayla Goff
9/9/2013 04:25:41 am
I think thats a great idea! It gives you the opportunity to practice saving and gives you some money left over for any of your expences.
Rochelle Bocox
9/9/2013 02:40:43 am
There aren't many ways that you can save money with out putting it into a bank account or a saving account. But there might be some ways. Some people might just keep it. But what if your house gets broken into? You lose all of your money that you had. That's not fun. With keeping in a bank your money is safe even if they get robbed.
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Megan Harris
9/9/2013 04:22:25 am
Yes that is correct keeping it in a bank can help lots of ways like it wont get stolen or messed with by keeping it in an a bank it will stay safe!!(:
kalia
9/9/2013 04:24:52 am
you can save your money in a piggy bank.
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Jeapierre Meza
9/3/2013 11:59:44 pm
I want to know what are the best choices for me to manage my money. What bank is more trustworthy and stuff like that.
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Adrienne K.
9/5/2013 10:54:46 pm
The best way to manage your money is to budget it
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paul
9/6/2013 12:19:24 am
hi bestfriend lol
Megan Harris
9/9/2013 04:24:19 am
Yes by budgeting your money it allows you to keep a limit on how much you spend and were you choose to spend it this way you can save money!(:
Madison
9/9/2013 02:25:10 am
I agree that the best way to manage your money is by budgeting.
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Charles Xiong
9/9/2013 04:23:02 am
That is something that you will have to look in for yourself. Different banks offer different things.
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Aileen (:
9/9/2013 04:26:06 am
Put it in a savings account, and don't get money out of there till you really need it. So you wont spent it on things you don't really need. don't touch it after years and years and YEARS later !
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Alana Baccam
9/4/2013 12:00:09 am
I want to know what choices are best for me in general in making money. Such as which banks are best for me, and best way to make and handle money.
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Crystal Velazquez
9/4/2013 12:00:18 am
I`m still confused on how compund intrest works. I understand it somewhat but not it really its very confusing to me but i would like to learn more about it to understan it .
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Dylan Jordan
9/4/2013 12:00:31 am
I want to learn more about the rule of 72 and stuff about banking like writeing checks
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James Tyler
9/4/2013 12:00:31 am
If you put money in the stock market and you buy almost all the stock do you have any say over the company in any way?
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Adreanna Davis
9/4/2013 12:00:38 am
I don't need help with anything in this class. I get most of it and I understand it.
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amber
9/5/2013 10:53:08 pm
I don't need any help either, i agree with you i get most of it to.
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Cristian Hernandez
9/4/2013 12:00:38 am
How you buy stocks?
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jordan osborne
9/5/2013 10:53:24 pm
there are websites that you can buy them on.
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erika
9/9/2013 04:25:51 am
I think you go to the bank ?
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Young,Justice
9/4/2013 12:00:47 am
I want to learn more about the stock market and saving interest, and how to apply that to build multiple buisness.
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Santiago Rios
9/4/2013 12:00:48 am
I want to learn more about how to become better at banking.
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Justice
9/6/2013 12:19:04 am
Yeah I agree too, more around the interest and savings part.
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Jake L
9/4/2013 12:00:59 am
I want to know more about stocks.
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Katie Davis
9/4/2013 12:01:06 am
I don't quite understand
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Melissa Pinkerton
9/9/2013 02:24:55 am
I don't understand the stock market either. I would like to know more on how it works.
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Charles Xiong
9/9/2013 04:21:56 am
Stock marketing is buying a stock or a part of a company and how well the economy is going it will either raise or lower.
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Diana R
9/9/2013 04:26:30 am
Stock Market is When You buy Parts of a company ,For example maybe $5 or $10 at that time and in time will increase or decrease and either drop the amount of money you have or increase.So in 3 years if if increases it might be $25 .
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Brooklyn Deaton
9/4/2013 12:01:18 am
I did not know that there was a lot of different kind of savings accounts that u could have so I learned that but I don't have any questions I understand all of it.
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Myracle Zamarron
9/4/2013 12:01:31 am
I want to learn more about how to save and spend your money wisely.
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paul
9/4/2013 12:01:41 am
I would like to learn whatever I can in this class
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Hallie Allfree
9/4/2013 12:01:47 am
I want to learn how to be better at saving.
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Glenda Nazarit
9/5/2013 10:56:48 pm
I am on the same page as you, im really bad at a saving but if you work or you earn an allowence depending on how much you get you should try and always save some of it. 20 or even 10 dollars can help you get into the habit, you could even just set 5 dollars off to the side. Things is you dont need to save all of it just half or even a smaller amount.
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Shaun Monroe
9/4/2013 12:01:53 am
Is it too late to get a locker?
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Patience Smith
9/5/2013 10:53:44 pm
No, just go to your home room teacher and ask for one :)
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Glenda Nazarit
9/5/2013 10:58:31 pm
No it isnt but you go to the office, your homeroom teacher has no access to assigning lockers!^.^
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Edgar Briceno
9/4/2013 12:02:31 am
I would like to learn how to save money in the bank....
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Jake L
9/6/2013 12:21:44 am
make a savings account then put the money get into the account and don't spend it
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Anna Liu
9/4/2013 01:07:19 am
Everything seems clear, for now. I understand what interest is. The only confusing parts for me are about the stocks and compound interest.
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Kaitlyn Bear
9/5/2013 10:54:30 pm
Exactly the same with me. Compound interest and stocks are confusing.
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Rochelle Bocox
9/5/2013 02:21:21 am
I just don't understand the math that goes with all of it. I also don't really understand the rule of 72.
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Anferny Gardner
9/5/2013 10:54:19 pm
you have to divide 72 from the interest rate
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Leslie Tiengkham
9/5/2013 02:21:30 am
I would like to learn about different ways to save money.
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Adrienne k.
9/5/2013 10:55:43 pm
The best ways to save money is to try to not spend it on things you don't need. (:
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Gina Inthaboune
9/9/2013 04:22:47 am
Not spend your money on things you don't need.
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Laurie Custard
9/5/2013 02:21:50 am
I want to learn more about the stock market and saving interest, and how to save money wisely.
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Alana b
9/6/2013 12:23:21 am
how you save your money is up to you, but I suggest to just really think before you buy something if you really need it or not.
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Tiana Warner
9/5/2013 02:22:01 am
I want to learn more about savings. What is a good way to save at my age and where should I put my money?
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Anna Liu
9/6/2013 12:20:20 am
Right now in high school, I would recommend getting a savings account if you don't have one right now. So in college you will hopefully have some money saved. It's best to save as soon as possible!
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paulino c
9/5/2013 02:22:13 am
I would like to learn more about rule of 72
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Katie Davis
9/6/2013 12:20:51 am
You just take 72 and devide it by the interest rate :)
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Alana b
9/6/2013 12:21:08 am
the rule of 72 lets you know when your money will double in interest. you just have to take 72 divided by your interest rate.
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selene bernal
9/5/2013 02:22:24 am
i still dont understand what stock markets are.
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Cyndi Pike
9/5/2013 02:22:33 am
I am a little confused about the different type of accounts and how you determine which one is right for you.
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Hunter Morrison
9/5/2013 02:22:43 am
I would like to know more about the rule of 72 and compound intrest
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Agnes gabbidon
9/5/2013 02:22:54 am
I want to learn more about budget and how to have a good saving .
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Madison Garcia
9/5/2013 02:23:00 am
I want to learn more about financial planning and saving so I can be more prepared for once I start working my first job.
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Keesha Gaines
9/5/2013 02:23:17 am
I don't have any questions. I would like to learn more about saving my money and investing my money.
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Carlos Cordova
9/5/2013 02:23:24 am
I would like to learn more about stocks and all about it.
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Mercedes. K
9/5/2013 02:23:37 am
I don't really understand this stuff really that well, I sorta just perfur too stay with the stuff were learning now...
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kaitlyn safley
9/5/2013 02:23:54 am
I understand everything so far in this class. I am looking forward to learning about the whole baking unit.
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lim
9/5/2013 10:57:09 pm
great
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James S
9/5/2013 02:27:19 am
Everything seems good for now.
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megan
9/5/2013 04:26:02 am
need more help on interest and compound interest.
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Charles Xiong
9/5/2013 04:26:10 am
Everything seems good as of right now.
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karlos lilly
9/5/2013 04:26:15 am
I would like to learn about credit score and what it is, and why it is important.
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kimberly grimm
9/6/2013 12:21:02 am
why is our credit score so important
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Donovan B.
9/9/2013 04:22:33 am
i think that all credit score does is show responsibility with money...or something like that...
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Kennedy Boston
9/5/2013 04:26:25 am
i would like to learn more about principle and interest.
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Thai Pham
9/9/2013 04:25:19 am
Principle is the initial amount of money that you take out as a loan or deposit into a savings account. Hi Kennedy :D.
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Diana Reyes
9/5/2013 04:26:35 am
I Understand Everything So far..I Would like to learn more about stocks
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Thai Pham
9/5/2013 04:26:47 am
i'd like to know how one gets a job
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karlos L.
9/5/2013 04:28:38 am
I would apply somewhere before you worry about that thai..
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Thai Pham
9/9/2013 04:19:21 am
gotta know how to apply in order for me to reply :D...
paul
9/6/2013 12:22:41 am
one works hard & gets it
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Logan Reed
9/9/2013 04:21:45 am
You have to apply at a job that suits your interest and then wait ...
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Kennedy Boston
9/9/2013 04:24:39 am
apply, and wait for them to call.
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Donovan B.
9/5/2013 04:26:54 am
i understand everything so far.
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karlos lilly
9/9/2013 04:20:48 am
sure you do Donovan.. -____-
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Chris Ely
9/5/2013 04:27:02 am
I would like to understand how to bank and how to save my money better instead of spending all of it.
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Derek Henderson
9/6/2013 12:23:58 am
Just don't spend money on things you don't need
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Logan Reed
9/5/2013 04:27:23 am
I'd like to learn more about ways to save your money. I get everything pretty well though.
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Laurie Custard
9/9/2013 02:21:40 am
spend money on needs more than wants
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Thai Pham
9/9/2013 04:20:54 am
Don't spend your money on unnecessary things. If you want to buy something you could wait until it's on for a lower price like clothes or something. If you're buying food you could look for the store that has the cheapest prices or the lowest values.
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Gina Inthaboune
9/9/2013 04:25:07 am
Don't spend it on things you want spend it on things you really need .
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Ben McGregor
9/9/2013 04:25:33 am
don't be logan
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erika
9/5/2013 04:27:36 am
okay so there some things im not understanding but yeah I think I'll understand more later.
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alex
9/5/2013 04:27:45 am
II don't understand banking.
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Joseph Xiong
9/5/2013 04:27:51 am
I still need a little more understanding on principal, but I get the rest of this lesson.
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Anna Liu
9/6/2013 12:22:19 am
Principal is just the beginning amount of money you start off with, before interest and stuff.
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Samantha Garman
9/5/2013 04:28:02 am
I personally would love to learn a little more on how to manage your account and if you got more money out then in your account how do you fix it?
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Aileen Rodriguez
9/5/2013 04:28:14 am
Well when I first came to this class I didn't really know what to do with my money, so I would spent it on things I really didn't need. Now that I learned more stuff I know now to save money, and put it in a bank account so I won't spend it on stuff that we don't really need.
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Gina Inthaboune
9/5/2013 04:28:23 am
I would like to learn about more different ways to save money. And how I can make more money. But I don't really understand the 72 rule thing yet.
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Adrienne K.
9/5/2013 11:52:55 pm
The rule of 72 is the estimated years it would take for your money to double. You divide 72 by the interest rate.
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Johnny meza
9/6/2013 12:18:15 am
I don't know what the rule of 72 is either
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James S
9/9/2013 02:23:03 am
the rule of 72 is the estimated years It would take you to double your money, you divide a 72 by the interest rate.
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Logan Reed
9/9/2013 04:22:54 am
Get a savings account Ginaaaa .
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Destiny Ferrell
9/5/2013 04:28:29 am
I want to learn how interest and the rule of 72 works.
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sai baht
9/5/2013 10:56:04 pm
yet me too I want to learn the rule of 72 works.. The way I think is you take rule of 72 and divided by the present that you have or rule of 72 times by present I think but I am not really sure that why I want to learn more ok
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Aileen
9/9/2013 04:23:28 am
You divide 72 by the interest rate. Then that's how long it takes to double your money, in years.
Derek Henderson
9/6/2013 12:18:57 am
You have to divide 72 by the interest rate then that tells you how long it will take to double your money.
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Cristian
9/6/2013 12:20:15 am
The rule of 72 is to caculate how much it will take to double your money. You divide 72 by the interest rate and thats how many years it will take to double your money.
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katie safley
9/9/2013 02:23:40 am
the rule of 72 is 72 divided by the interest rate is how long it would take you to double your money.
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Samantha Watson
9/5/2013 04:41:23 am
I still don't really understand the whole stock thing? So learning more about that could help, and all the math and stuff is kind of hard.
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Donovan B.
9/9/2013 04:26:21 am
basically, if you buy stocks you own a portion of that company. If they are doing well the stock prices will go up and if the do bad it goes down. Its basically just knowing whether or not its a good time to buy/sell stocks
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Kody Lopez
9/5/2013 04:41:43 am
I would like to learn how to spend and save money wisely.
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calvin hamel
9/5/2013 10:54:02 pm
just save it and do not spend it
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Myracle
9/6/2013 12:22:46 am
That's easy all you need to do is sit down and make a budget plan and make wise choices on whats important and whats not.
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Ben McGregor
9/5/2013 04:41:52 am
I would like to learn discipline about saving money.
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max basham
9/6/2013 12:21:52 am
don't spend it unless you have to
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James Tyler
9/6/2013 12:22:32 am
You could put it in a CD for how ever long that will help you learn not to spend your money and you can learn to save it!
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Logan Reed
9/9/2013 04:24:06 am
Get a savings account Benjamin .
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Destiny
9/9/2013 04:24:31 am
To save money keep it in a bank account and don`t spend it unless you have to, but they are other saving ways.
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bob
9/9/2013 04:25:13 am
hey tanner!!
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Tanner Freeman
9/9/2013 04:25:25 am
only spend your money on needs rather than wants
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Tanner Freeman
9/5/2013 04:42:21 am
The only thing I'm confused on is why we would only save money just to have it in the future and not be able to spend it now. I'm good at saving my money just as soon as I see something I want basically all of it gets spent.
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jordan osborne
9/5/2013 10:56:36 pm
there is interest on the money you make ....that gives you a lot more money in the long run
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Kayla Goff
9/5/2013 04:43:51 am
I would like to learn more about savings so it can help me out on the long run.
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Edgar briceno
9/6/2013 12:22:05 am
just save it and do not spend it......
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Laurie Custard
9/9/2013 02:22:51 am
spend your money wisely.
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sam harper
9/5/2013 10:53:32 pm
this class is 2 easy
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James Tyler
9/6/2013 12:18:43 am
Yes, I agree this class is to easy!
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Johnny
9/6/2013 12:21:32 am
ya
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karlos lilly
9/9/2013 04:23:21 am
Wait until you actually have to use this in real life..
Cyndi Pike
9/9/2013 02:21:50 am
Start saving your money now and don't blow it on random "useless" items.
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Sam Watson
9/9/2013 04:23:07 am
Class wise I would like to get more of my assignments done because I know I don't have some turned in. I would like to learn more about the types of banking there is so that I know what kind of choices I have when I get older too.
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Tiffany Bui
10/30/2013 01:41:41 am
I want to know how to write checks and be financially responsible. I don't want to be broke when im older.
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AuthorMr. Pearson teaches Computer Applications at East High School. Click here, to view his profile. Archives
February 2015
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